Pre-launch

You shouldn’t have to already be wealthy to have someone smart looking out for your money.

Symmetras gives you your own AI financial team—for $15 a month. It understands your whole financial life, tells you what to do next, and keeps working even when you’re not.

We untangle the complicated parts of your money for you. Early access opens in waves, and the earlier you are on the list, the sooner Q starts on your plan.

The Founding 1,000

Hold your place

The first 1,000 places are founding terms: first access, your first three months on us, and $15 a month locked for as long as you stay.

What brings you here — pick one

Two fields. No card, no credit check, nothing to cancel.

  • Can we afford this house?
  • Should I pay down the mortgage, or invest?
  • Am I saving enough for retirement?
  • What should I do with my bonus?
  • Which card do I kill first?
  • Is this 401(k) match worth it?
  • How much cushion is enough?
  • Are we better off if we move states?
  • Do I need life insurance yet?
  • How do we pay for college without wrecking us?
  • Why is my paycheck smaller this month?
  • Should we buy or keep renting?
  • What happens to us if I lose this job?
  • Is a Roth the right box for this money?

What that looks like

You bring the situation. They go and do the work.

Q, planning on the Symmetras team

Q

Planning

Ava, concierge on the Symmetras team

Ava

Concierge

One question is enough. Q, Ava and the rest work out between them who takes it, which tools to run it through, and what you need to see — then they come back with something you can act on. Most of it happens overnight, without an appointment, because none of them keep office hours.

A raise at work

“I am taking home more. Where should it go?”

  • QReworks the plan around the new take-home
  • AvaWorks out the split and fills in the direct deposit form Paycheck Split Planner
  • AidenStays on you until the form is actually handed in

What comes back
A split for the new paycheck, a form ready to hand to payroll, and a plan that already assumes both.

The cards

“Which one do I kill first?”

  • AvaOrders the balances by what saves the most interest Debt Payoff Planner
  • EuclidRuns the interest math behind the order
  • AvaHunts a year of statements for fees you have been paying Bloodhound — Fee Finder
  • LyraWrites the call script for the ones a phone call reverses

What comes back
A payoff order, a debt-free date, and a script for the call that gets some of it back.

A job in another state

“Are we actually better off if we move?”

  • QCompares both states on income, property, and insurance State Move Optimizer
  • EuclidWorks out the break-even on the move itself
  • AidenKeeps the decision moving while you think it over

What comes back
The monthly difference, what gets more expensive rather than less, and how long the move takes to pay for itself.

Open enrollment

“Am I leaving money on the table at work?”

  • QWorks out what your employer will add on top of yours 401(k) Match Finder
  • QCompares paying the tax now against later Roth Calculator
  • AvaFills in the enrollment form and reminds you of the deadline

What comes back
The contribution rate that captures the whole match, and a form filled in ready to submit.

Something you were pitched

“My brother-in-law says I should buy this. Should I?”

  • ArchiDigs into the fund, stock, or offer and reports back plainly
  • EuclidWorks out what it costs you to hold it
  • LyraWrites the questions to put to whoever is selling it

What comes back
A plain read on what it is, what it costs, and whether it has any business in your plan.

A kid and eleven years

“How do we not wreck ourselves paying for college?”

  • QPrices the schools you have in mind and what to set aside College Bound
  • AvaProtects the cushion before anything else gets funded Safety Cushion Planner
  • LyraPuts the 529 question in language you can repeat at dinner

What comes back
A monthly amount per child, and the tax math on where to keep it.

Six of them, and there are more. The underlined names are the tools they run on your behalf — you never have to open one yourself, though you can.

Free, and yours to keep

Two minutes, eight questions, and you will know where your money stands.

Ranges only. No account numbers, no logins, and nothing you answer leaves your browser. At the end you get what is working, the biggest thing you are leaving on the table, and the one thing worth dealing with first.

No email address needed to see your result.

What is different

The work happens whether you log in or not.

They do the work

You are not handed a dashboard and left to figure it out on a Sunday night. You ask, or you do not ask, and the work still happens.

It does not go stale

Your plan is not a document you file away. A raise, a move, a new baby, a bad month — it gets picked up, and what you should do next changes with it.

You can just ask

Plain language, any hour, as many times as you want. No appointment, no meeting to book, and no bad questions.

The tools

Thirteen tools that do private-wealth work.

A household with a private banker gets its fees audited, its payoff order worked out, its taxes looked at before it moves. None of that work is exotic. It has only never been pointed at households like yours, because a person doing it by hand costs more than you were ever going to pay.

AI is what changes that arithmetic. Q and Ava run these on your real numbers and bring you the answer, and every one of them is also yours to open and run yourself, as many times as you want.

Bloodhound — Fee Finder

Sniffs through a year of transactions for overdraft charges, maintenance fees and the ones nobody reads the mail about.

Every fee you paid last year

Safety Cushion Planner

Sizes your cushion against how steady your income is, then shows the weekly amount that gets you there by a date you pick.

Your cushion target in dollars

Debt Payoff Planner

Orders your balances by what saves the most interest, then shows the payoff date if you add even $50 a month.

A payoff order

401(k) Match Finder

Works out exactly how much your employer will add on top of what you put in, and what you're leaving behind today.

Dollars a month you're leaving behind

State Move Optimizer

Compares two states on income tax, property tax, insurance and what the same house costs, using your actual numbers.

Monthly difference in dollars

Wealth Mindset Quiz

Twelve questions about how you were taught to think about money, and what those habits cost or save you now.

Your money defaults, named

All thirteen of them are what we open with.

A member, not a customer — you are not buying a licence to some software, you are joining the thing that does the work. The drawings above are the shape of what each tool produces, not your numbers.

What it costs

A year of Symmetras costs less than one hour with a financial planner.

Fifteen dollars a month, the first one on us. That is 10x cheaper than this work is sold for elsewhere, and it buys the whole team, every tool, and a plan that gets picked up again every time something in your life changes.

0.96%
The average advisory fee, charged on everything you own, every year. On $250,000 that is about $2,400 a year, and it grows as you do.
$2,250
The median one-time fee for a comprehensive written plan. One plan, once, prepared and handed over.
$291
A month, for ongoing planning sold by subscription — the closest thing to what we do, at nineteen times the price.

A fee charged on your assets usually pays for investment management as well as the planning, which is a real difference and worth weighing. Figures above are published industry averages, not quotes from any particular firm, and they are sourced on our disclosures.

What you get

Plan

Where you stand and what comes next, written by Q and kept current.

Invest

Invest it yourself with the team alongside you, or have it managed for you.

Learn

Understand what you own and why you own it, so you are the one making the call.

When we open: the first month is on us, then $15 a month.

What is coming

There is more coming, and the list hears it first.

We expect some of the first households to reach us through a name you would recognize. We are not saying which one yet, and we will not until it is signed.

Here is the part that is not vague. The list is real, the order on it is real, and the people on it early are the first to find out what this is.

The Founding 1,000

The first thousand get terms we will not offer again.

  • First access, ahead of everyone else
  • Your first three months on us
  • $15 a month, locked for as long as you stay
  • New capabilities before general release
  • Founding member, permanently

Founding terms hold for the first 1,000 places on the list when we open. Joining is still a first name and an email address, and if we never open, nobody is charged anything. The terms are written out on our disclosures.

Hold your place.

A first name and an email address. That is the whole thing. The first 1,000 on the list keep founding member status.

What brings you here — pick one

Plainly

Q and Ava are software, built and supervised by our team. When something needs a licensed person, a licensed person does it.

Nothing here is investment advice or an offer, and nothing here is a promise about what you will end up with.

Joining the list is a first name and an email address. Not an application, no accounts, no money.

Your place moves up when somebody joins because of you. Moving up the list is the whole of it.